Since market conditions and mortgage programs change frequently, I will work hand-in-hand with your Realtor to make sure the process goes smoothly. I'll help you from the preapproval process, to getting an offer accepted, and finally getting us to the closing table after you have a signed contract. We will work together getting your homeowner's insurance set up as well as getting updated documents submitted for your appointment at the title company to sign on the dotted line on your closing day.

In 1998, I began working in the property management world for 8 years for apartments complexes and single family homes located in Columbia, MO, along with Springfield. MO and it's surrounding cities. I eventually got my real estate licese and transferred into the real estate sector and stayed there until I had my youngest child. I got to be a stay-at-home mom for a couple years then joined the Home Mortgage Group team and started helping clients get approved for home loans.

I am also a licensed Realtor in the state of Missouri. So, if you need assistance in searching for a home, I can do that too!

I have the expertise and knowledge to help find you the best financing options we have available for your family and your individual needs and make your home buying process as semless as posiible!

Applying for a loan is easy and you can choose which of the 3 ways we offer to apply is easiest for you.

As always, you may contact me anytime by phone, fax or email for personalized service and expert advice.

• Direct Office number -- CALL or TEXT -- (417)218-0467
• Cell number (417)861-8227
• Email : kim@hmglending.com
• Fax number (888)966-0541